What is being offered
Consider the selected unit, area, parking, storage, finishes and other terms using the actual offer documents. A general project listing does not replace that information.
PropertyBuying a new-build
Property in Portugal
Buying a new build
from selection to handover
An unfinished property needs more than a review of its layout and price. Timing, payments, project documents and contract terms together determine how the purchase fits your plans.
Understand the offer first
What is confirmed now
Check availability, current price, stage and expected timing. Use the catalogue to choose a project and ask about current purchase terms.
Find out moreRead the purchase sequence
Offer and reservation
What are you choosing, on what reservation terms, and what happens to the amount paid? The answer comes from the actual document, not a general promise of a refund.
Contract
How are the unit, specifications, payments and dates recorded? Address the deposit separately: the consequences of a failed purchase depend on the agreement and the grounds for non-performance. The double-deposit rule is not a promise of repayment whenever the developer is late.
Find out moreConstruction and payments
Compare the payment schedule with the project documents and the preparation of funds. If you need a mortgage, discuss the financing and its connection with the timetable separately.
Completion and handover
Which documents, actions and checks are needed for completion? How will the property’s condition and any observations be recorded?
Check the project before the next commitment
Property, developer and terms together
A legal review helps compare the selected unit, project documents, information about the parties and proposed terms. If you need them assessed together, ask about our €900 combined review.
Find out morePlan for handover
Condition and documents
Handover involves practical and legal questions. A technical specialist assesses the property’s condition. A lawyer helps with the contract, documents and any dispute or unfulfilled obligation.
Find out moreBuy early or closer to completion?
At an early stage
You may have a wider choice of units, layouts and payment terms. An early offer can cost less than later ones, but check the actual project. You also wait longer and take on construction risk. Compare payment milestones, the handover date and what happens if completion is delayed.
Closer to completion
It is easier to inspect completed work and compare the promises with what is on site. Fewer units may remain available. A completed building does not by itself confirm quality, the legal position or a good price. The purchase still needs checking.
Match the payment schedule to your mortgage
Confirm the lender’s terms first
Check the loan amount, drawdown conditions and costs in the lender’s approved FINE and draft credit agreement. Do not assume a mortgage will automatically cover the remaining 60–80% at completion. Establish which payments fall due before the loan is available and how you will fund them.
Banco de Portugal: mortgage termsFind out moreIf you need support through to handover
Support with negotiations, payment milestones, documents for the lender and handover can be agreed separately. Construction monitoring and a technical inspection require the appropriate specialist. Ongoing support is a separate scope from the €900 legal review.
Find out moreCommon questions
Is a new build always a better financial deal?
There is no universal answer. Compare the price, total expenses, timing and terms of the specific purchase. A future market price is not a guaranteed outcome.
Has a listed project already passed legal checks?
A project listing does not mean that your purchase has undergone a legal review. That requires identifying the particular unit, documents and task.
Can I contact you if delivery has already been delayed?
Yes. Describe what happened and what you have signed. Legal help can address an existing problem.
Tell us what you need
Describe your situation. We will clarify how we can help and suggest the appropriate work.